What is CRD IV reporting?

CRD IV introduces standardised EU regulatory reporting of firm’s minimum capital requirements referred to as COREP and FINREP. These reporting requirements specify the information firms must report to National Supervisory Authorities (NSAs) in areas such as own funds, large exposures and financial information.

What is the CRD V?

In November 2016, the European Commission published proposals for the revised Capital Requirements Directive, known as CRD V. These proposals represent the EU’s attempt to legislate for rules being globally agreed at the Basel Committee for Banking Supervision.

What is the full form of repo rate?

Technically, repo stands for ‘Repurchasing Option’ or ‘Repurchase Agreement’. It is an agreement in which banks provide eligible securities such as Treasury Bills to the RBI while availing overnight loans. An agreement to repurchase them at a predetermined price will also be in place.

What does CRD stand for in banking?

Central Registration Depository (CRD)

What are regulatory capital requirements?

A capital requirement (also known as regulatory capital or capital adequacy) is the amount of capital a bank or other financial institution has to have as required by its financial regulator. This is usually expressed as a capital adequacy ratio of equity as a percentage of risk-weighted assets.

What is Capital Requirements Directive?

The Capital Requirements Directive and the accompanying Capital Requirements Regulation are two pieces of European Union legislation that set out rules for the prudential regulation of authorised banks, referred to as credit institutions.

What is CRD IV and how is it implemented?

CRD IV is made up of the: Capital Requirements Directive (2013/36/EU) (CRD) which must be implemented through national law. Capital Requirements Regulation (575/2013) (CRR), which is directly applicable to firms across the EU.

What is the difference between CRD and CRR?

Capital Requirements Directive (2013/36/EU) (CRD) which must be implemented through national law. Capital Requirements Regulation (575/2013) (CRR), which is directly applicable to firms across the EU.

What is the remuneration policy for institutions?

Remuneration. Institutions’ remuneration policies for staff members whose professional activities have material impact on the institutions’ risk profile shall ensure that remuneration is consistent with sound and effective risk management and provides an incentive for prudent and sustainable risk taking.

What are the EU guidelines on sound remuneration?

Guidelines on sound remuneration policies These draft Guidelines set out the governance process for implementing sound remuneration policies across the EU and provide guidance on all other remuneration principles set out in the Capital Requirements Directive (CRD IV).